3 Mr	Pandit
      3 artificial	intelligence
      2 Vikram	Pandit
      2 to	make
      2 the	need
      2 such	as
      2 staff	in
      2 roles	such
      2 robotics	reduce
      2 reduce	the
      2 Pandit	who
      2 Pandit	said
      2 of	banking
      2 need	for
      2 intelligence	and
      2 in	roles
      2 going	to
      2 functions	Mr
      2 for	staff
      2 chief	executive
      2 banking	jobs
      2 back-office	functions
      2 as	back-office
      2 and	robotics
      1 years	Artificial
      1 year	Everything
      1 with	Bloomberg
      1 with	artificial
      1 will	cut
      1 who	was
      1 who	ran
      1 Wednesday	in
      1 was	Citigroup
      1 to	follow
      1 to	change
      1 to	2012
      1 the	number
      1 the	next
      1 the	industry
      1 The	Independent
      1 the	future
      1 the	first
      1 the	financial
      1 The	banker
      1 the	back
      1 that	is
      1 that	he
      1 that	happens
      1 Technology	will
      1 technology	could
      1 such	a
      1 stark	prediction
      1 s	now
      1 Singapore	He
      1 s	going
      1 Search	Technology
      1 Search	Search
      1 s	chief
      1 says	former
      1 said	on
      1 said	Mr
      1 said	developments
      1 said	Click
      1 robotics	and
      1 Reuters	Vikram
      1 ran	Citigroup
      1 processes	easier
      1 prediction	about
      1 per	cent
      1 Pandit	Artificial
      1 Orogen	Group
      1 on	Wednesday
      1 Online	The
      1 of	the
      1 of	that
      1 of	Orogen
      1 office	
      1 number	of
      1 now	chief
      1 next	five
      1 natural	language
      1 make	such
      1 make	processes
      1 last	year
      1 language	all
      1 jobs	says
      1 jobs	by
      1 It	s
      1 isn't	the
      1 is	going
      1 investment	firm
      1 in	the
      1 interview	with
      1 intelligence	robotics
      1 in	technology
      1 in	Singapore
      1 industry	Reuters
      1 Independent	Online
      1 in	an
      1 He	s
      1 he	co-founded
      1 has	said
      1 happens	with
      1 Group	an
      1 future	of
      1 from	2007
      1 former	Citigroup
      1 follow	The
      1 five	years
      1 first	financial
      1 firm	that
      1 financial	crisis
      1 financial	boss
      1 executive	of
      1 executive	from
      1 Everything	that
      1 easier	said
      1 during	the
      1 developments	in
      1 cut	the
      1 cut	30
      1 crisis	has
      1 could	cut
      1 co-founded	last
      1 Click	to
      1 Citigroup	s
      1 Citigroup	during
      1 Citigroup	CEO
      1 change	the
      1 CEO	Vikram
      1 cent	in
      1 by	30
      1 boss	to
      1 Bloomberg	in
      1 banker	isn't
      1 back	office
      1 a	stark
      1 an	investment
      1 an	interview
      1 and	natural
      1 all	of
      1 about	the
      1 30	per
      1 30	of
      1 2012	It
      1 2007	to